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Travel Insurance Guides

What to do if your flight gets cancelled

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It's one of our worst fears.

You've done the long hours at work, saved up the money, dreamt for hours about soaking up the sun on a glorious beach but then your holiday gets cancelled.

It's a horrid feeling.

CLICK HERE TO SEE IF YOU CAN GET CHEAPER TRAVEL INSURANCE

And it's one that thousands will be faced with across the country, and have already faced, due to the ongoing coronavirus situation. 

Many will be hit with the news that their flights have been cancelled, with airline Flybe even entering administration, partly caused by a lack of demand for flights.

Coronavirus has caused demand for journeys to decrease, leading some companies to cancel
some flights. 

Speaking to the Kelvin MacKenzie show, travel expert Jill Starley-Grainger outlined what customers can do if their flights are cancelled by any airline company.

"So for getting your money back, the first thing is everybody who's listening to this programme, please make sure you take out travel insurance that includes something called in supplier failure or at a minimum, scheduled airline failure.

​Only about half of policies include that and that will cover you in this situation.

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"The other thing to look out for if you're worried about coronavirus, so for your Barcelona trip for example, make sure you have a policy that includes travel disruption cover; most of them include that but not all of them.

So that will cover you in the first instance.
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"If you did not have travel insurance, you then have to look to your credit card company or your debit card company and they will typically refund your money as long as your booking was for more than 100 pounds.

​As long as the booking value was more than 100 pounds, under law- under Section 75- the credit card company has to refund you for that flight and for any consequential losses and most debit card companies do it under something called a chargeback scheme.​

"But going forward, you can't always rely on this. Make sure you have that travel insurance that has in supplier failure and also travel disruption cover which will protect you in the case of any coronavirus situation. " ​

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If you choose to purchase through these links, we may receive commission at no extra cost to you. By using these affiliate links, you are directly supporting A Spokesman Said, and helping us to provide you with free content and advice.

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Talkco Ltd trading as A Spokesman Said is an Introducer Appointed Representative (IAR) of Seopa Ltd (FRN: 313860)
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​Car Insurance Saving Figure
You could save up to £504*
*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance
supplier.

Van Insurance Saving Figure
You could save up to £590* *51% of consumers could save £590.37 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2023. The savings you could achieve are dependent on your individual circumstances.

Home Insurance Saving Figure
You could save up to £165* *51% of consumers could save £165.27 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. The savings you could achieve are dependent on your individual circumstances.

Motorbike Insurance Pay less than Figure
You could pay less than £195* *51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in August 2023 were quoted less than £194.60. The price you could achieve is dependent on your individual circumstances.

Bicycle Insurance Pay less than Figures
1) You could pay less than £36 for bicycles valued up to £1500*
*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd during September 2023 were quoted less than £35.12. Using the same calculation for bicycles valued between £1500 and £3000 gave a figure of £68.66 and for bicycles valued over £3000 gave a figure of £143.54. The quote price you could achieve is dependent on your individual circumstances.
2) You could pay less than £69 for bicycles valued between £1501 and £3000*
*51% of customers with a bicycle valued between £1500 and £3000 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd during September 2023 were quoted less than £68.66. Using the same calculation for bicycles valued up to £1500 gave a figure of £35.12 and for bicycles valued over £3000 gave a figure of £143.54. The quote price you could achieve is dependent on your individual circumstances.
3) You could pay less than £144 for bicycles valued over £3000*
*51% of customers with a bicycle valued over £3000 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd during September 2023 were quoted less than £143.54. Using the same calculation for bicycles valued up to £1500 gave a figure of £35.12 and for bicycles valued between £1500 and £3000 gave a figure of £68.66. The quote price you could achieve is dependent on your individual circumstances.

Pet Insurance Pay from Figures
You could pay from £2.56 per month*
*Price per month for cover based on a dog, Holly, aged 2, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual
circumstances.
You could pay from £2.56 per month*
*Price per month for cover based on a cat, Rene, aged 4, no known medical conditions, neutered, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual circumstances.

Breakdown Insurance Pay from Figures
You could pay from £15.49 per month*
*Based on quote data provided by Seopa Ltd during September 2023. This quote was provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances.
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